Why You Need a Home Inventory


You’ve bought insurance for a worst-case scenario. But having insurance is just one step. Taking an inventory of your possessions is another. Why? In case of theft, loss, or damage due to fire or a weather-related event, you’ll know what to claim—plus, it can prevent a delay in your claim. Here are some questions to consider when creating a record of your home inventory: What Will Your System Be? Besides deciding what you would want to be replaced, figure out what process for cataloging works best for you. For example, you can make a spreadsheet or take videos and pictures using your smartphone. Check with your insurance company; they may have an app or online form available. Where Should You Start? Don’t let yourself get overwhelmed. Organize your inventory by room. Start with a small closet or the kitchen. Also, make it a habit. When you get something new or get rid of something, update your inventory. What Should You Include? Ask your insurance agent what documentation will be needed to make a claim. You may need to add receipts, purchase contracts, basic descriptions, serial numbers, make and model, and estimated cost in your records. How Can You Keep the Inventory List Safe? Store your inventory in a fireproof safe, an external drive, or an online storage account. Be sure it is a place that is easily accessible. Hopefully, you won’t have an emergency that requires you to file a claim. But if you do, you’ll appreciate that you are prepared.

Why You Need a Home Inventory2024-01-23T01:16:40-06:00

How to Vet Your Next Moving Company


Moving is rarely stress-free. During this busy time, don’t gloss over the important step of vetting your moving company. Watch out for these red flags. The Basics Aren’t in Writing Be suspicious if your movers don’t provide a written cost estimate or say they will figure out the charges after loading. Think twice if your movers—or a broker who works with movers—gives you an estimate without inspecting your stuff. Does that estimate seem low to you? Is it low compared to other written estimates? Furthermore, watch out if your movers ask you to sign blank documents or claim you have more possessions than the estimate says. Their Details Aren’t Clear Be wary if the company does not have a local address or doesn’t identify themselves when you call them. Do the movers say their insurance will cover your stuff but they don’t ask you to itemize or value your belongings? Are these movers even authorized to be movers? You can look up the company in the Federal Motor Carrier Safety Administration’s Registered Mover Database. Consider checking with the Better Business Bureau, too. They Didn’t Share Required Information Movers and moving brokers are required to give you a copy of the “Your Rights and Responsibilities When You Move” booklet and the “Ready to Move” brochure. Did you receive them? Significant Payment Required Up Front Are the movers asking for a large deposit or cash before the move? Some sort of deposit may be required but it shouldn’t be an enormous sum—or ever required in cash. Talk to your REALTOR® about how to make your move as smooth as possible. Your REALTOR® has the knowledge and skills to help you make informed decisions.

How to Vet Your Next Moving Company2024-01-09T13:18:33-06:00

About My Work

Phasellus non ante ac dui sagittis volutpat. Curabitur a quam nisl. Nam est elit, congue et quam id, laoreet consequat erat. Aenean porta placerat efficitur. Vestibulum et dictum massa, ac finibus turpis.

Recent Works

Recent Posts